Women's Role in Advancing Digital Financial Inclusion: The Impact of Digital Awareness, Technology Trust, Curiosity and Motivation and Access to Digital Banking

Abstract

Human financial involvement and economic activities have been linked for many years, but how we are connecting is interesting. This study examined the role of women in promoting digital financial inclusion in Nepal, with a focus on the effects of digital awareness, technological trust, curiosity and motivation, and access to digital banking on financial inclusion. Using a primary data-structured questionnaire, 384 women from the Rupandehi District used as sample in this study, and study used a positivist, descriptive, and causal-comparative research methodology. The study used descriptive, correlation, and regression analysis methods to analyze data. The study found significant relationships between digital awareness, technology trust, and access to digital banking with financial inclusion, with technology trust as the most essential factor. These findings suggest the need to boost digital literacy and trust in technology as the best plan for increasing women's access to financial services. This study adds to the knowledge of obstacles to financial inclusion and has practical implications for policymakers, financial institutions, and community organizations working to empower women through digital banking. Increasing social justice and more significant economic growth can result from women's financial inclusion, which shows the importance of specific measures that address the unique problems women experience in the digital financial ecosystem.